Starr擁有超过百年悠久歷史,提供旅遊保險及海外留學生保險等多元化保險產品,致力為你和家人提供全面和靈活的保障。

Customer Service Hotline : ( 852 ) 3765 5566 電子郵件 : CS.HK@Starrcompanies.com

TraveLead Travel Insurance

Single / Annual Plan:
Select a plan:
No. of Insured Person:
Area of Travel:
Departure Date From Hong Kong
(DD/MM/YYYY):
Arrival Date At Hong Kong
(DD/MM/YYYY):
Promo Code
Reference
Essential
(Single Trip)
Extra
(Single Trip)
Supreme
(Single Trip)
Essential
(Annual Travel)
Extra
(Annual Travel)
Supreme
(Annual Travel)
Coverage
Sum Insured (HK$)
  • Section 1 - Accidental Death and Disablement *
    Death or permanent disablement arising within 12 months of an accident.

    600,000

    1,000,000

    1,500,000

    600,000

    1,000,000

    1,500,000

  • Section 3 - Medical Expenses

    500,000
    (Sub-limit as below)

    1,000,000
    (Sub-limit as below)

    1,500,000
    (Sub-limit as below)

    500,000
    (Sub-limit as below)

    1,000,000
    (Sub-limit as below)

    1,500,000
    (Sub-limit as below)

  • Section 5 – Personal Baggage

    Nil

    10,000

    20,000

    Nil

    10,000

    20,000

  • Section 9 - Travel Delay or Re-Route

    Nil

    300/6 hours
    max 1,500

    300/6 hours
    max 3,000

    Nil

    300/6 hours
    max 1,500

    300/6 hours
    max 3,000

  • Section 10 - Trip Cancellation

    Nil

    25,000

    50,000

    Nil

    25,000

    50,000

  • Section 13 - Rental Vehicle Excess

    Nil

    Nil

    5,000

    Nil

    Nil

    5,000

Coronavirus Disease (COVID-19) Extension (For Single-Trip and Annual Travel Policy)
  • ● Extension of COVID-19 Overseas Medical Expenses

    If during the period of insurance the Insured Person sustains coronavirus disease (COVID-19) first contracted and commenced during the Trip which directly results in the necessity of medical treatment outside Hong Kong, We shall reimburse the Insured Person in respect of the reasonable and customary medical costs subject to the following maximum sub-limit per person:

    In respect of an annual travel policy, the above maximum sub-limit is on per policy year basis.

  • ● Trip Cancellation

    In the event of any Serious Sickness sustains by an Insured Person, Immediate Family Member, travel companion or co-partner due to diagnosis of COVID-19, We shall reimburse the loss subject to the following maximum sub-limit per person:

  • ● Trip Curtailment

    In the event of any Serious Sickness sustains by an Insured Person, Immediate Family Member, travel companion or co-partner due to diagnosis of COVID-19, We shall reimburse the loss subject to the following maximum sub-limit per person:

    Please note: For complete details, please refer to the policy for terms and conditions.

Staycation Benefit (For Annual Travel Policy Only)

This Policy extends to cover Staycation Benefit subject to a maximum of five Staycations during the period of insurance in accordance with the following Benefit Table:

Definition of "Staycation":

"Staycation" means a vacation that an Insured Person spends in a Hong Kong hotel. The coverage shall be deemed to commence when he/she checks-in a hotel for the purpose of starting the Staycation; and cease when he/she checks-out from the hotel upon completion of such Staycation, or upon policy expiry, whichever is earlier. Any loss arising outside the hotel is not covered.

Please note: For complete details, please refer to the policy for terms and conditions.

Product Highlights
  1. Cover for terrorism
  2. Medical expenses up to HK$1,500,000 including in and outpatient treatments
  3. No sublimit or restriction on outpatient expenses and number of visits
  4. No co-payment or deductible
  5. Personal accident benefit covers 18 different events of disablement and accidental death
  6. Extend to cover amateur hazardous sports, such as hot air ballooning, scuba diving, skiing, etc., no restriction on height or depth
  7. Extend to cover rental vehicle excess
  8. Parents'/guardians' enrollment for children travel on their own is acceptable
Global Emergency Assistance Services
  1. Starr Global Emergency Assistance Services is supported by Assist Card which is one of the subsidiaries of Starr Companies. Assist Card has more than 400,000 service providers providing travel assistance services in 197 countries and 17,000 cities around the world.
Major Exclusions
  1. Pre-existing condition, war, suicide, pregnancy, childbirth, professional sport
Age Limit
  1. Single Trip Plan: No age limit.
  2. Annual Travel Plan: Enroll up to 70 years old and renewable up to 75 years old.

Remarks

  1. An individual applicant must be 18 years old or above.
  2. For an insured person aged below 18 or above 70, the maximum sum insured of Accidental Death and Disablement shall be subject to 50% of the selected plan, or up to maximum of HK$500,000 whichever is lesser.
  3. For an insured person above 70, the maximum sum insured of Medical Expenses shall be subject to 50% of the selected plan.
  4. Personal money is not applicable to insured person aged 10 or below.
  5. The maximum trip duration for single trip and annual travel plan is 180 days and 90 days respectively.
  6. Insurance cover will automatically be extended up to a maximum of 7 days if the trip is delayed for any reasons outside the control of the insured person.
  7. Written notice (email: Asia.AHclaim@starrcompanies.com) of a claim must be given within 30 days after the incident.
  8. Any services under section 4 must be arranged by Starr Global Emergency Assistance.
  9. This page is designed to provide you a summary of the plan and is not a contract of insurance. All benefits and exclusions are only briefly outlined here. For complete details, please refer to the policy for terms and conditions.
Enquiry for Current Outbound Travel Alert