• ● Extension of COVID-19 Overseas Medical Expenses

  If during the period of insurance the Insured Person sustains coronavirus disease (COVID-19) first contracted and commenced during the Trip which directly results in the necessity of medical treatment outside Hong Kong, We shall reimburse the Insured Person in respect of the reasonable and customary medical costs subject to the following maximum sub-limit per person:

  

  In respect of an annual travel policy, the above maximum sub-limit is on per policy year basis.

• ● Trip Cancellation

  In the event of any Serious Sickness sustains by an Insured Person, Immediate Family Member, travel companion or co-partner due to diagnosis of COVID-19, We shall reimburse the loss subject to the following maximum sub-limit per person:

  

• ● Trip Curtailment

  In the event of any Serious Sickness sustains by an Insured Person, Immediate Family Member, travel companion or co-partner due to diagnosis of COVID-19, We shall reimburse the loss subject to the following maximum sub-limit per person:

  

  Please note: For complete details, please refer to the policy for terms and conditions.

This Policy extends to cover Staycation Benefit subject to a maximum of five Staycations during the period of insurance in accordance with the following Benefit Table:

Definition of "Staycation":

"Staycation" means a vacation that an Insured Person spends in a Hong Kong hotel. The coverage shall be deemed to commence when he/she checks-in a hotel for the purpose of starting the Staycation; and cease when he/she checks-out from the hotel upon completion of such Staycation, or upon policy expiry, whichever is earlier. Any loss arising outside the hotel is not covered.

Please note: For complete details, please refer to the policy for terms and conditions.

1. Cover for terrorism
2. Medical expenses up to HK$1,500,000 including in and outpatient treatments
3. No sublimit or restriction on outpatient expenses and number of visits
4. No co-payment or deductible
5. Personal accident benefit covers 18 different events of disablement and accidental death
6. Extend to cover amateur hazardous sports, such as hot air ballooning, scuba diving, skiing, etc., no restriction on height or depth
7. Extend to cover rental vehicle excess
8. Parents'/guardians' enrollment for children travel on their own is acceptable

1. Starr Global Emergency Assistance Services is supported by Assist Card which is one of the subsidiaries of Starr Companies. Assist Card has more than 400,000 service providers providing travel assistance services in 197 countries and 17,000 cities around the world.

1. Pre-existing condition, war, suicide, pregnancy, childbirth, professional sport

1. Single Trip Plan: No age limit.
2. Annual Travel Plan: Enroll up to 70 years old and renewable up to 75 years old.